Finance Your Home Project

Simple home improvement financing for kitchens, bathrooms, additions, and renovations.

Home Upgrade Financing application

Explore simple home improvement financing options for your kitchen, bathroom, addition, or full renovation. Check your options with no hard credit hit and get matched with competitive programs based on your profile.

How do I apply?

Click the Apply Now button to check your pre-qualification and financing options. The process starts with a soft credit inquiry, so your credit score is not affected.

Will this affect my credit score?

No, the initial check uses a soft pull and does not impact your credit score.

What credit scores may qualify?

The PDF says programs may be available for credit scores starting around 550, depending on the lender and profile.

How much can I finance?

Available loan amounts range from $10,000 up to $225,000.

How fast is approval?

Many customers receive a decision within minutes, and funding may be available shortly after, with the PDF mentioning up to 36 hours in some cases.

What repayment terms are available?

Terms vary by program and can extend up to 20 years on some options.